Attention homeowners in Birdsboro and Berks County: Need an appraisal?
See the top seven reasons why Pennsylvania homeowners call on Brightco Appraisal Services LLC.:
We at Brightco Appraisal Services LLC. understand the unique needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.
Challenge Tax AssessmentLet's say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Brightco Appraisal Services LLC. is your chief weapon when contesting your property tax assessment.
Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you dismiss unneeded PMI insurance.
Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Brightco Appraisal Services LLC. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.